Should You Borrow From Dixie Finance?


Do you still have doubts about borrowing from Dixie Finance? We’ll answer this in a short while. However, we’d want to clarify that Dixie Finance is only a division of Wallace.

So, if you want to receive finances here, you must go through Wallace finance, which will refer you to Dixie finance.

Returning to our original topic, Dixie Finance is a wonderful platform for ensuring your demands are addressed. They are solely concerned with consumer pleasure.

At this point, you should have a good idea whether this is a good place to borrow money. If you still haven’t decided whether to borrow here or not, keep reading; we have a full solution below. Continue reading!

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About Dixie Finance

Dixie Finance is a division of Wallace Management Company; this company has been providing cheap terms and high approval rates on consumer loans since 1977.

Wallace Management operates 121 branches under five brands: All American Loans, Dixie Finance, Liberty Finance, Empire Finance, and State Finance.

Of course, each of these brands has a long history as a respectable personal lending firm where eligible consumers may acquire a loan fast and without fuss.

Their locations are not payday lenders, and they are all licensed, regulated, and audited by the areas in which they operate, ensuring that they completely comply with all laws and regulations in those areas.

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Should You Borrow From Dixie Finance?

Looking at the dixie finance loan application process, you should borrow from dixie finance if you’re in urgent need of funds.

In fact, they practice what they call ‘Responsible Lending/ responsible underwriting,’ meaning that they consider factors other than credit ratings. One of which is not having access to your bank account.

They also assess a borrower’s stability, capacity, borrowing history, and desire to repay a loan in order to provide them with the optimal loan for their income and financial position.

Meanwhile, you need to know that dixie finance is a branch of a financial institution known as Wallace finance. You’re borrowing directly from Wallace finance.

So, all you need to do is to visit one of their 120+ locations, and their nice staff will walk you through the simple application process in 30 minutes or less.

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What Type of Loan Does Dixie Finance Offer?

Dixie finance offers varieties of loans. All you require to do is to specify which you want, state your reasons, and provide them with the necessary requirements.

Let’s look at some loans offered by dixie finance:

  • Small Loans
  • Starter Loans
  • School Loans
  • Emergency Loans
  • Vacation Loans
  • Installment Loans
  • Car Repair Loans
  • Build Credit

You can use these loans for either; health emergencies, car repairs, unexpected expenses, home improvements, or vacation costs.

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Are There Requirements for Dixie Finance Muskogee?

Certainly, to access loans at dixie, Muskogee, there are requirements you should keep handy in order not to be disqualified.

Let’s look at some of them:

Tax returns

Dixie wants to know everything about your financial condition. You’ll almost certainly be required to sign Form 4506-T, which authorizes them to seek a copy of your tax returns from the IRS.

They often want one to two years of tax returns. This is to ensure that your yearly income is consistent with your stated earnings on pay stubs and that there are no significant swings from year to year.

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Pay stubs, W-2s, or Other Proof of Income

Dixie may request to view your most recent pay stubs. Your tax returns provide them with a clear picture of your overall financial health, while pay stubs allow them to estimate your present earnings.

If you work for yourself or have additional sources of income (such as child support), you may be required to provide documentation to them via 1099 forms, direct transfers, or other ways.

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Bank statements and Other Assets

Although, Dixie does not ask for or have access to your bank information. They may, however, wish to examine your bank statements and other assets. This includes both your financial assets and your insurance, such as life insurance.

These documents are frequently required to guarantee that you have several months of reserve mortgage payments in your account in the event of an emergency.

They will also confirm that your down payment has been in your account for several months and did not emerge overnight.

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Credit History

Dixie frequently pulls your credit history with your verbal or written agreement in order to assess you.

This allows them to determine the level of danger you pose. They may see one-time unavoidable circumstances differently than chronic misbehavior.

Photo ID

Dixie will require you to get a picture ID, such as a driver’s license. This is only to demonstrate that you are who you say you are.

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Is Dixie Finance Owasso a Headquarter?

Of course, dixie finance, Owasso is the headquarter of dixie finance. In fact, the headquarters of dixie finance is situated at 9100 N Garnett Rd Ste B Owasso, OK 74055-4467 in the United States.

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Is There Dixie Finance in Roland, OK?

Oh yes, there is Dixie in Roland, OK. You can locate them at 105 E Ray Fine Blvd. Ste P, Roland, OK 74954; or you contact them by dialing (918) 427-1093.

To apply for a loan here, you can visit their website or apply here. However, you should note that they do not lend money; rather, they provide a lender matching service to assist clients like you in obtaining the funds you want when you require it the most.

They have extensive expertise in assisting customers in locating financial options. The service they give is always free; nevertheless, there are charges and fees linked with the cash advance that your lender will establish.


What is Dixie Finance's industry?

Dixie Finance is in the Nondepository Credit Intermediation industry.

How are Dixie finance loans secured?

The vast majority of Dixie loans are unsecured in nature. Loans may be collateralized with a car title or high-end home goods on occasion, but never with access to a borrower’s bank account.

They use “responsible underwriting” and rely on the borrowers for repayment.

What is Responsible Lending?

Responsible lending is the process where Dixie examines a borrower’s stability, capacity, and desire to repay the loan.

Budgets and credit reports, among other things, are used to assess. Budgets, in particular, assist consumers in determining whether the loan is AFFORDABLE.

Another factor to examine is their relationship with the borrower, many of whom are repeat clients who return year after year. Dixie evaluates each application individually and never relies just on credit ratings or a scoring model to assess creditworthiness.

What is Dixie Finance's website?

Dixie Finance’s official website is

What does an Installment Loan company do?

Traditional Installment Loan firms provide clients with loans that must be returned in equal monthly installments.

Dixie financing loans vary from $200 to $1525 and have terms ranging from 4 to 11 months. The maximum and minimum loan amounts will differ by state.

Can a bad credit applicant be approved?

Some lenders need standard credit bureau credit verifications, while others may just check to see whether an applicant is not bankrupt or has any outstanding obligations with other lenders.

Because short-term loans are backed by the borrower’s income, applicants with terrible credit or no credit will often be approved.

Nonetheless, a poor credit score and insufficient credit information might have an impact on the quantity and terms of loan offers made by lenders.


We believe we’ve been able to establish the fact that you can actually borrow from Dixie finance. Interestingly, they do not have access to your bank account as they solely depend on you – the borrower, to make the repayment.

So, what’s next? Guess it’s time to start your borrowing journey already. Meanwhile, meet us in the comment section, and let’s have your suggestions if there be any.



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