Idaho Housing and Finance | Find Rental Assistance, Rates, Payment & Jobs


Whether purchasing or refinancing, Idaho Housing provides excellent home loan alternatives, including conventional loans, rural housing development, FHA, and VA loans.

Getting home at IHFA can be much easier if your annual income is up to $150,000; you may be eligible for one of their home mortgage loan options.

Property types include single-family homes, townhomes, condominiums, and prefabricated homes.

Idaho Housing Finance Association (IHFA) has funded over $5.4 billion in over 71,000 home loans in Idaho since 1978. IHFA loans are all handled in Idaho.

However, IHFA loans are not limited to first-time homeowners.

As a result, if you are a resident of Idaho, this is a must-read.

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About Idaho Housing and Finance

Idaho Housing and Finance Association is a one-of-a-kind banking institution that manages affordable housing resources.

Idaho Housing’s objective is to provide funding for affordable housing opportunities in Idaho areas where they are most needed and economically possible.

Also, Idaho Housing is an independent company that operates on earned fees and revenues like any commercial, financial institution. The state of Idaho does not financially support it.

However, it is best recognized in the financial services industry for its residential and multifamily mortgage products, which it primarily offers through its mortgage lender and broker partners.

It acts as an agent for the United States Department of Housing and Urban Development, performing several activities related to funding, creating, and administering affordable housing.

Additionally, Idaho Housing provides financial solutions to help small-business finance as part of their economic development operations.

Rental Assistance for Idaho Housing and Finance

Idaho Homes and Finance Association (IHFA) administers federal rental assistance programs that assist low-income families and elderly or disabled persons in obtaining adequate, affordable rental housing under contract with the Department of Housing and Urban Development (HUD).

IHFA manages about 3,708 Housing Choice Vouchers through its four branch offices. IHFA runs many programs, including Housing Choice Vouchers, Special Needs, and Shelter Plus Care.

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What to Know Before Applying for Idaho Housing Rental Assistance

Before applying for the Idaho housing rental assistance, you need to consider the following:

1. Eligibility Status

Understanding the fundamental eligibility requirements and papers required in preparation for the application procedures will guarantee that renters are ready before even starting the application process.

  • A household must meet the following requirements to be eligible:
  • Be required to pay rent on a residential property
  • Be an Idaho resident (except Ada County)
  • Have a household income that is less than 80% of the Area Median Income
  • During the COVID-19 epidemic, be unable to pay rent or utilities due to financial difficulties.

2. Required Documents

The materials listed below are necessary to complete your application. If you upload all of your papers before submitting your application, it will expedite the process.

The portal accepts the following file formats: pdf, jpg, jpeg, tiff, png, and zip are all acceptable file formats.

  • Landlord/Owner name, email, phone number, and mailing address
  • Complete lease agreement, fully signed
  • Copy of eviction notice or past due rent notice, if applicable
  • Most recent utility bill for each utility you are requesting assistance with
  • Most recent 60 days of income for all adults in the household
  • Certification of Program Eligibility form

3. Registration

Fill out the needed details, choose “Tenant” as the user type, and then click the “Register” button.

An email will be sent to the address provided during registration. To create your password, click the link in the email.

Enter your email address and password to gain access.

Registration Form

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4. Eligibility Check

The eligibility check is the first step in completing your application when you register as a tenant in the portal. The Pre-Eligibility Screen determines if you are eligible for rental assistance.

To ensure that the information you have supplied up to this point is within the parameters of eligibility, fill out the blanks on the screen and click the Save button.

How to Apply

Collect the following information:

  • Income documentation,
  • A copy of your lease contract,
  • A notification of delinquency in your rent or a past-due utility bill,
  • A completed and signed copy of this eligibility form,
  • A signed copy of this authorization form,
  • Each household member’s basic information,
  • An electronic copy of a government-issued identification card,
  • Landlord’s email address

Idaho Housing Payment

You may access your Idaho Housing account information, check your loan balance, and make mortgage payments.

Payment can be made online, through automated bank draft, by mail, in person, or by dialing 800.526.7145

Website: HomeLoanServ Borrower Connection

Mortgage payments should be mailed to:

Boise, ID 83707-1541, PO Box 7541

Location of the Payment Drop Box:

565 West Myrtle Street, Boise, ID 83702

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Idaho Housing Jobs

Working at IHFA is more than just a job; it’s like returning home. Idaho Housing is looking for full-time and part-time employees in mortgage and real estate, accounting, and customer support.

So if you are seeking a place to make a difference as well, IHFA will always welcome you. Listed below are some available job openings at IHFA.

Please click the job that interests you to submit an application and resume.


Am I eligible to receive assistance?

To be eligible, you must:

  • Be an Idaho resident (You must apply here if you live in Ada County.)
  • Meet the income requirements of the program.
  • Be unable to pay rent or utilities due to financial difficulties caused by the COVID-19 epidemic.

How do I check on the status of a previously submitted application?

You may check the progress of an application by login into the application site with the same information you used to register.

Once there, you may check information about the application’s status as well as which HPP team member has been assigned to it.

If you don’t see somebody assigned, it implies we haven’t gotten to the application in the queue yet.

What is the income limit for Idaho Housing?

Their home loan programs are only available to households earning up to $150,000 per year. Here are some of the conditions that a potential homeowner must meet: The borrower must be an Idaho resident.

How do you qualify for low-income housing in Boise, Idaho?

The Housing Authority determines your eligibility based on 1) annual gross income, 2) whether you qualify as elderly, a person with a disability, or as a family and 3) U.S. citizenship or eligible immigration status. The Housing Authority uses income limits developed by HUD.


Idaho Housing and Finance Association is a one-of-a-kind banking institution that also manages affordable housing resources.

Idaho Housing’s objective, in its most basic form, is to provide funding for affordable housing opportunities in Idaho areas where they are most needed and economically possible.

However, their home loan programs are only available to households earning up to $150,000 per year.



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