Toledo Finance: Toledo Finance Interest Rates, Reviews, and Locations Near Me


Ever heard of Toledo Finance? You require a loan but do not want to be taken advantage of by excessive fees or dubious lending practices.

It might be challenging to obtain a personal loan that meets your needs without charging you exorbitant interest rates.

Toledo Finance is here to assist you. Toledo Finance provides personal loans with competitive interest rates, no hidden costs, and simple payback periods.

Learn about the rates and costs, payback conditions, and the whole financing procedure.

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About Toledo Finance

Toledo Finance is a family-owned business that has been offering installment loans to Texas residents since 1967.

Their services are intended to provide clients with a secure and inexpensive financial solution while treating them with dignity and respect.

With over 70 locations, Toledo Finance places a premium on developing relationships in the communities they serve. The company is located at 605 W Main St, Denison, TX.

What ate the Toledo Finance Corp Requirements?

  • Valid U.S. government-issued identification
  • Evidence of a current social security number
  • Active banking account
  • Minimum monthly income of $1000
  • A valid phone number and email address

What is a Payday Loan?

A payday loan is a sort of short-term borrowing in which a lender extends credit at a high-interest rate dependent on your income. The principal is usually a percentage of your next paycheck.

Payday loans have high-interest rates since they are used for short-term, emergency credit. They are also known as check advance loans or cash advance loans.

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Using Payday Loans

Payday loans incur exorbitant interest rates and do not need security, classifying them as an unsecured personal loans.

These loans may be called predatory lending since they carry exceptionally high-interest rates, do not take a borrower’s ability to repay into account, and include hidden conditions that charge borrowers added fees.

As a result, they may trap people in debt. If you’re considering a payday loan, you should first examine safer personal loan options.

How Can I Access Toledo Finance Payday Loan?

  1. Apply online or in-store by filling out a free application form with some basic information. It only takes a few minutes and is entirely private.
  2. Determine whether you are pre-qualified for the required cash advance and receive a quick decision from a direct lender.
  3. If accepted, sign the agreement, but make sure to read all of the terms and conditions carefully.
  4. Within one business day, we will put the money you applied for into your bank account.
  5. Alternatively, you may go to a nearby store and get the cash the same day.
  6. Pay back the loan by the due date. It’s usually on your following payday. Make a comprehensive budget and ensure that you can afford the loan. Defaults can lead to debt and have a negative impact on your credit score.

What are the Types of Loans from Toledo Finance Loans?

Personal loans are an excellent option to pay off personal obligations rapidly. Because Toledo Finance Loans do not require collateral, interest rates are determined by your credit history and the amount borrowed.

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Reasons to Request Toledo Finance Loans

Are Toledo Finance Loans repayable and straightforward to obtain? Yes.

But hold on, there’s more. If you need money urgently, this loan will be ideal for you! Not only do they have cheap interest rates, but no collateral is necessary, which means that whether or not I pay back my debt will determine whether or not I acquire loans from them in the future – isn’t life wonderful?!

The organization has the principle of personal privacy. Toledo Finance Loans never stores sensitive personal information on our site, like as your date of birth or social security number, so you can rest sure that it is safe with us!

Toledo Finance will never ask for money, and we will never ask for your credit card information.

Also, Toledo Finance Loans is dedicated to giving the most satisfactory customer service possible. We will always be there for any inquiry or problem, with timely replies and a simple manner to access your alternatives!

Yes, the Toledo Finance loan is legal. Toledo Finance is licensed and inspected by Texas law and is subject to regulatory monitoring by the Office of Consumer Credit Commissioner.

Do you already have a poor credit rating? Not a problem! Toledo Finance can assist you in obtaining an uncomplicated mortgage.

How Much Can I Borrow?

Believe it or not, there are individuals out there that want your money but don’t know how to get it. You’ll be able to make a difference without danger by providing Toledo Finance Loans with just what they need to make their aspirations and objectives a reality!

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It was a Pleasant Place to Work (Manager on Duty (Former Employee) – Corsicana, TX – June 19, 2021)

Your day will begin with collecting calls. Make loans and accept payments. I adore my clients. They made my job enjoyable.

My DM was a wonderful lady. She genuinely cared about you and would go out of her way to help you. The bad news is that they no longer issue increases, so whatever they start you at is where you will stay.

Rating: 3 out of 5.


Toledo Finance was quite helpful, and they wasted no time in connecting me with someone who could assist me.

After hearing a few voicemails, I was afraid to call again, anticipating the same old song and dance, but thankfully, this was not the case!


I’d always wanted to live in Texas, but I couldn’t afford the security deposit and monthly rent. After applying with three other organizations on the same day, Toledo Finance came through.


Excellent client service.

Very Efficient (Denison, TX – July 29, 2019 – BRANCH MANAGER (Former Employee)

Excellent place to work. The corporate office was quite helpful in answering any queries you may have had. The day began with collecting calls. I had a terrific relationship with every one of my customers.

Rating: 5 out of 5.


What is payday loan?

It’s a modest (often under $1,000) no-collateral cash advance. It is supported by future earnings. This might be your next salary, a dividend, or another recurring source of cash. The loan is normally for 30 days or less.

Payday loans are intended to be used in times of emergency. If you find yourself utilizing them to pay normal expenses, you should seek credit counseling, debt-management assistance, or other sorts of help. Nonprofit organizations assist consumers who are in persistent, severe debt.

What are the minimum requirements to register for a loan?

Individual, third-party lenders have different minimum requirements, but the following constitute typical minimum requirements:

  • Be at least 18 years of age or older
  • Have a checking or savings account with a direct deposit
  • Have a regular income of at least $1,000 per month
  • Have a fair credit rating (for personal loans only)
  • Must Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps, or Navy (or a dependent thereof), serving on active duty under a call or order that does not specify a period of 30 days or less

Where is Toledo Finance Corp's headquarters?

Toledo Finance Corp’s headquarters is located at 112 Tenaha St Center, TX, 75935-3839, United States.


Toledo Finance Corp is a certified and recognized firm that provides online and in-store bad credit unsecured cash advances.

However, before you apply, ensure you have all of the information you need about the sort of loan you require.



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