Viva Finance Loans: Requirements & Reviews


Viva Finance offers a minimum annual percentage rate loan of 11.99% with a maximum of 32.75%, including all applicable fees and loan costs.

You can get a loan of up to $10,000 in under 10 minutes if you have stable employment.

Want to know more about this company and how their loans work? Keep reading as we unveil everything in this article.

Related: Reviews 2022: Is Healthywager Legit or Scam?

What is Viva Finance All About?

Viva Finance is a FinTech company that provides up to $10,000 fast and affordable personal loans based primarily on customers’ employment and not just credit scores.

Their aim is to enable more Americans to get access to affordable credit at lower rates.

When Was Viva Finance Founded?

Viva Finance was founded in 2019  by two brothers, Jack Markwalter and Hodges Markwalter, in Atlanta, Georgia.

Related: Harley Davidson Finance: Requirements, Rates, & Locations

Where is Viva Finance Headquarters?

Viva Finance is located at 1447 Peachtree St. NE, Suite 700, Atlanta. So it is basically located in the heart of downtown Atlanta. Their team holds monthly events and frequent company-sponsored breakfasts & lunches.

Who Owns Viva Finance?

Jack Markwalter and Hodges Markwalter are the founders of Viva Finance. Hodges Marwalter is the Co-Founder and CEO.

He has a Bachelor of Business Administration BBA, with a major in Finance from the University of Notre Dame.

Hodges Markwalter is the Co-founder and Chief Operating Officer. He also has a major in Finance from the University of Notre Dame-Mendoza College of Business.

Related: Driveway Finance Corporation | All You Need to Know

How Does Viva Finance Loans Work?

In the words of Hodges Markwalter, Co-Founder of Viva Finance,

“Viva offers low-cost loans and financial education to working Americans” Viva loans are “affordable loans to individuals who may not qualify at traditional sources such as banks or credit unions. Our loans are primarily serviced through automatic payroll deductions. This ensures easy payment and gives some amount of security when offering unsecured personal loans. Our mission is to build an inclusive financial system by expanding access to affordable credit.”

Related: Bear Hug Finance | Definition, Terms and Example

How is Viva Loans Unique or Better than its Competitors?

  • Builds Relationships with companies to offer affordable loans to their employees.
  • Lower customer acquisition cost
  • Access to customer’s historical information
  • Customers repay their loans through their paychecks

What are the Viva Finance Requirements?

The minimum annual percentage rate (APR) on a VIVA Finance loan is 11.99%, with a maximum APR of 32.75%, including all applicable fees and loan costs.

It is also required that you have steady employment.

Related: Crane Finance Loan Reviews | Is Crane Finance Legit?

How Do I Get Viva Finance Loans?

To get started, visit the official login page and follow the steps below:

Step 1: Find an Employer and Create an Account

This step is where you will make a selection from the list of employers on the system. If your employer is not listed, you have an option where you can input it.

Step 2: Complete the Pre-Approval and Get Your Rate Instantly

Under step two, you’ll need to fill out some questions, both personal, financial, and work-related. This will help the company determine if you are qualified for the loan.

It will also help them to know the amount of loan you want so as to determine your rate. Once you are approved, move to the next stage.

Related: Morry Rubin Finance | All You Need to Know About Morry Rubin

Next Step 3: Accept Your Offer, Set Up Autopay, and Receive Your Fund

Once the company approves your loan, you will have to accept the offer. Next, you will receive your fund in your account.

Full List of Viva Loan Products

  • Auto Repair
  • Bad Credit
  • Credit card Refinancing
  • Credit Repair
  • Debt Consolidation
  • Educators
  • Fast Loans
  • Government
  • Healthcare
  • Home Improvement
  • Insurance Deduction
  • Large Purchase
  • Legal Expense
  • Medical Expense
  • Pay Bills
  • Personal Loans
  • Travel Expense
  • Unexpected Expenses

Viva Finance Reviews

Rating: 5 out of 5.

Rating: 5 · ‎727 reviews

Frequently Asked Questions

What are Other Companies Like Viva Finance?

  • Biz2credit
  • SBG Funding
  • Rapid Finance
  • Noble Funding
  • Fora Financial
  • Giggle Finance

What is Viva Finance Login Page?

Visit the Viva Finance Login page. Enter your phone number or email address to sign in to your VIVA account.

How to Get Viva Finance Jobs?

Visit the Viva Finance career page here.

Jobs now hiring at Viva Finance are:


1 comment
Leave a Reply

Your email address will not be published. Required fields are marked *

You May Also Like