Yes Finance Loan Services & Reviews


Yes Finance offers customers in Mississippi loan amounts of between $100 – $1,000. This comes with a repayment term of approximately 5 months for loans $500 and under, while loans of $501 and above come with a repayment term of approximately 6 months. And the cost varies by your state of residence.

Want to learn more about Yes Finance and the cost of borrowing from them? Keep reading as we explore this company.

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What is Yes Finance?

Yes Finance is a loan service company that uses various credit reports, data sources, and application information as part of its underwriting. It is located at 200 E Central Ave, Ponca City, OK, United States. It offers loans from $156 to $781.

Yes, Finance is a direct lender offering closed-ended installment loans to approved applicants in participating U.S. states. The company operates in the following states:

  • Idaho 
  • Kansas
  • Mississippi
  • Missouri
  • New Mexico
  • South Carolina
  • Tennessee
  • Texas
  •  Utah
  • Wisconsin 

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Yes Finance Line of Credit by States

StateLoan AmountRepayment TermsAPR
Idaho$200 – $1,000Approx. 8 months599 – 699%
Kansas$200 – $1,000499 – 699%
Mississipi$100 – $1,000Approx. 5- 6months
Missouri$200 – $1,000Approx. 8 months599 – 699%
New Mexico$200 – $700Approx. 8 months170 – 175%
South Crolina$610 – $1,000Approx. 10 months599 – 699%
Tennessee$200 – $2,000279.5%
Utah$200 – $1,000Approx. 8 months599 – 699%
Winconsin$200 – $500Approx. 8 months599 – 699%
Yes Finance Line of Credit by States

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What are Yes Finance Services?

Yes Finance offers closed-ended installment loans to approved applicants in participating U.S. states.

How Do I Get Yes Finance Loan?

Step 1

To get a Yes Finance loan, first visit their application web page and select apply for a loan. Next, choose your store based on your state of residence and payment preference. And Submit.

Step 2

Fill out the Customer Information segment. Be sure to input your full name, date of birth, Valid Driver’s License or State ID Number, address, and other details.

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Step 3

Next, fill out your banking information. The required details here include the following:

  • Routing Number
  • Bank Name
  • Account Number
  • Account Type
  • Account Length

Step 4

Under step four, you need to fill out your debit/credit card information. These include:

  • Name On Card
  • Billing Address
  • Card Number
  • City
  • Exp Date
  • State
  • Zip

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Step 5

Fill out your income and employment information.

You don’t need to disclose income from alimony, child support, or separate maintenance payments need if you don’t want the company to know. However, you will provide the following information:

  • Monthly Income
  • Income Type
  • Payroll Type
  • Pay Frequency

If you are in the military or a dependent of a member of the Armed Forces, then you indicate and move to the next step. Next, indicate if you want to receive text message communication or not.

Finally, Select the loan amount and click continue. Wait for the system to load and follow the instruction. The company will review your application and let you know if you’re approved and how much you may qualify for.

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Yes Finance Reviews

Rating: 3 out of 5.

3.5 (5 Reviews)

Some of the positive reviews from customers include:

  • Simple, high rate but open
  • Helpful and friendly

Some of the negative reviews from customers include:

  • Complicated process
  • Declined application without explanation

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Should You Take a Loan From Yes Finance?

So, the question now is – is Yes Finance legit? It appears Yes Finance is a legit company looking at customer reviews from across the web. One of the customer’s reviews says they’re ” Very simple, very nice people, made it comfortable. A high rate, but an open loan. I short-term solution for a job loss…”

However, you may need to apply caution when dealing with any loan agency. Make sure you understand the terms and conditions clearly. Consider other alternative lenders with better publicity and coverage.

And don’t forget to seek professional opinion for better guidance.


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