10 Best Ways to Earn Passive Income in GTA Online | 2022

Earn Passive Income in GTA Online

GTA online is a festival of looting and shooting chaos. Without money, grinding is closer than expected. One good way out is to earn GTA online passive income.

Competition to earn the most money among gamers is always high. In GTA Online, money is a major motivator. Everything requires money, just like in real life. But with repetitive grinding always glaring in your face, getting money is no piece of cake.

Investing in a few passive-income businesses is the most effective way to reduce grinding in the game. Sure you may not escape it eventually, but having a passive income can go a long way to speed up your money making endeavor.

If you’re ready to start raking in hundreds of thousands of dollars in your GTA online, this article gives you the best hint on how you can earn passive income in the GTA.

Related: How To Make Money In Cyberpunk 2077: Full Guide

10 Best Ways to Earn Passive Income in GTA Online

  • Cocaine Lockup
  • Bunker
  • Heists
  • Methamphetamine lab
  • Vehicle cargo
  • Gunrunning
  • Nightclub
  • Arcade
  • Counterfeit Cash Factory
  • Cayo Perico

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1. Cocaine Lockup

best passive income gta v online

The Cocaine Lockup is one of the easiest businesses to start for passive income because you won’t have to do anything except restocking supplies.

The facility’s staff will handle everything. When the player is online, it basically runs itself in the background.

With a fully upgraded Cocaine Lockup, the player can make a whopping $74,000 per hour. So, starting this business is fairly simple: simply purchase one of the cheapest MC clubhouses and the cheapest cocaine lockup from Maze Bank Foreclosures.

Of course, you don’t even need to do restocking quests. All you need to do is, simply buy the supplies to get free money with a lower profit margin.

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2. Bunker

best passive income gta v online

GTA $ 1,165,000 to GTA $ 2,375,000

Acquiring a Warehouse may be the best option for you. You can purchase a Warehouse from your CEO’s office, and you can choose between a Small, Medium, or Large Warehouse.

Choosing the largest Warehouse, on the other hand, is usually the best option.

As a single-player, you can sell nine crates at once, which should net you GTA $126,000. However, you can source these crates for GTA $2,000 each, so the profit margin is easy to calculate.

If you just started a business, check out How to Sell Baby Doge Coin on Trust Wallet & Pancake Swap

3. Heists

best passive income gta v online

Potential profit: $400,000 per hour
Prerequisites: High-end apartment (min cost: $200,000) & three friends

When done effectively with a competent group of players, the Pacific Standard Heist on Hard mode is the most profitable of the original heists. However, the income from it is now overshadowed by more recent heists. 

Since the host of any heist does not make any money during setup missions and must spend money to get things started, it’s a good idea for the host to take 40% of the final heist earnings. 

So, with the other players taking 20% each, all four players earn roughly the same overall.

4. Methamphetamine Lab

best passive income gta v online

In GTA Online, Meth Lab is the second most profitable MC Business.

It has a lower profit margin and a higher initial investment cost, so you’ll have to grind it out for a while before it takes off.

Steal supplies until you have the final upgrade and then you can start buying supplies from the computer.

5. Vehicle Cargo

best passive income gta v online

Potential profits: $200,000 per hour
Prerequisites: Office (minimum cost: $1 million), warehouse (minimum cost: $250,000) Organization member (CEO)

Purchasing more crates at once saves time, especially if you have friends to assist you in collecting and delivering them to your warehouse. The more crates you sell at once, the more money you’ll make per crate, so a large, full warehouse is ideal for building and selling.

Large warehouses, on the other hand, are more expensive to buy, and selling 111 crates at once carries a higher risk because you’ll either make $2.2 million or lose everything.

6. Gunrunning

gta 5 online passive income

Potential profit: $45,000 per hour passively
Prerequisites: Bunker (minimum cost: $1.2 million) Organization member (VIP/CEO)

Purchasing supplies saves time, as does limiting your staff to only manufacturing and purchasing equipment/staff upgrades.

Since this is passive income, you should keep it running in the background while earning active income from the other methods listed.

There is no monetary reward for selling a full bunker, and doing so will require the use of friends if multiple vehicles are used for the sell mission.

7. Nightclub

best passive income gta v online

The Nightclub is one of the GTA online passive income-generating businesses in and of itself, but that is not the primary reason for purchasing it.

This company aids in the management of all other MC companies, the bunker, and the vehicle and cargo warehouses.

Players can assign technicians to any of their five businesses, making resupply completely passive. Players only need to complete a single sell mission for all of their products when using the nightclub. The Nightclub employs:

  • Pharmaceutical Research (Meth Lab)
  • South American Imports (Coke Lockup)
  • Printing and Copying (Document Forgery)
  • Sporting Goods (Bunker)Cash Creation (Counterfeit Cash Factory)
  • Cargo and Shipments (CEO Warehouse)
  • Organic Produce (Weed Farm)

8. Arcade

best passive income gta v online

Arcade – from GTA $1,235,000 to GTA $2,135,000

Getting this unlocks the Casino Heist. This can yield three times the amount of money for each run. At the very least, it should cost you around GTA $2,000,000, and anything extra is changeable.

You can also buy the Master Terminal for the arcade, which will allow you to manage all of your businesses from one location, but it will cost you around GTA $1,400,000.

9. Counterfeit Cash Factory

best passive income gta v online

The Counterfeit Cash Factory is the third and final profitable MC business in which you can simply buy supplies and get away with it.

Similar to the meth lab, you must steal supplies in the first few hours until the entire operation is up and running with the most recent upgrade.

It won’t start paying out big cash until the player reaches break-even, which takes 38 hours of gameplay. After that, everything would be fine.

10. Cayo Perico

best passive income gta v online

Potential profit: $1.5 million per hour
Prerequisites:  Kosatka submarine (min cost: $2.2 million) Organization member (VIP/CEO)

In contrast to other heists, everything can be accomplished solely and in a single-player mode.

Most of the time, it’s also more profitable to do it alone, and the potential profits per hour dwarf any other method of earning money in the game. Start your next heist within 48 minutes of finishing the last one to have it set too hard mode and gain a 10% reward.

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How to Make Money in GTA Online?

If you keep the nightclub popular, it will quickly generate $70,000 for you, and the arcade will generate $50,000. However, if you mean quick money, the nightclub (if you own all businesses from MC, bunker, hangar, and possibly a special cargo warehouse) can easily generate over $1 million if fully upgraded and also if you monitor its capacity.

Passive income is difficult to generate, but if you fully restock everything (mc businesses and the bunker), it is possible. Here are some other ways to earn money:

  • Purchase the Kosatka and progress through the Cayo Perico heist.
  • Purchase the Kosatka and progress through the Cayo. Begin by completing the special scavenger hunts available in free mode. Additionally, bounty targets for Maude, the revolver Treasure Hunt, and Los Santos Slasher for $250,00 each.
  • Spin the Casino Lucky Wheel every day for a chance to win cash or chips (which can be converted to cash).
  • Complete the collectible missions Movie Props and Signal Jammers to earn $150,000 each.
  • Purchase the Kosatka and however progress through the Cayo Perico heist.
  • Pay attention to double and triple money game modes each week and participate in them, in addition to completing available missions, until you have $2.2 million.

If you want to learn more about passive income, then you will find the 21 Best Passive Income Apps to Make Money in 2022 most suitable.


You can make money doing nothing but carjacking, robbing casinos, and paying for other people’s personal insurance. Say hello to GTA Online gunrunning and the cocaine trade.

Purchase a bunker or a motorcycle club if you want to make around $80,000 per hour doing very little. By purchasing (or stealing) supplies, your worker bees will turn these into a product (guns or cocaine, depending on the business you’ve chosen), which you can then sell for a profit.


What is the best passive income in GTA 5?

An MC Clubhouse is one of the first things every GTA Online player should get. It provides access to a whole range of businesses, including a counterfeit cash factory. This is a cheap but profitable property that generates passive income in the game.

How do you get the most passive income in GTA Online?

Cocaine production is the most profitable (on par with the gunrunning bunker), with the cheapest cocaine business costing $975k to buy, although sell missions often take longer to complete. Buying supplies is more time effective

Is nightclub passive income?

Your nightclub, as an independent business, has no effect on how the joined warehouse functions.

What is the fastest way to make money in GTA Online?

  • Cocaine Lockup
  • Bunker
  • Heists
  • Methamphetamine lab
  • Vehicle cargo
  • Gunrunning
  • Nightclub
  • Arcade
  • Counterfeit Cash Factory
  • Cayo Perico

Can you solo Cayo Perico?

Potential profit: $1.5 million per hour
Prerequisites:  Kosatka submarine (min cost: $2.2 million) Organization member (VIP/CEO)



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