21 Best Passive Income Apps to Make Money in 2022

Best Passive Income Apps

Earning passive income is one of the most effective ways to improve your financial situation online without having to do much work. And one of the best ways to achieve this is through the best passive income apps in this article.

These mobile apps offer some of the most effective ways to earn extra money without putting in a lot of effort.

However, we can’t practically say that these passive income apps will make you a millionaire, but they are a quick way to earn some extra cash.

Just like doing a shift job, diversifying your earnings by having many sources of passive income is a good idea. You may start earning money right away by downloading one of the many passive-income apps available.

We’ll go over the 30 top passive income apps in this article to help you pick the ones that best suit your lifestyle and financial goals.

We grouped them based on different categories and we’re certain the perks you’re looking for is right here.

Because the money-making apps featured below are either free or inexpensive, they are well worth your time. Some of these are even excellent money-making apps for beginners.

Check out this enormous collection of money-making passive income ideas and tactics for more ways to make additional cash. They are simple to use with your smartphone and require little to no effort.

What is a Passive Income App?

Passive income includes regular or daily profits from a source other than an employer or contractor.

Passive income apps are programs that you may install on your phone or computer to help you generate money without exerting too much effort.

While using a passive income mobile app to make money isn’t a 100% viable way to make money, it can help you save money, especially if you invest right away.

They employ a variety of technology, including investments and algorithms, to assist you in generating passive income.

Most of these apps allow you to put them up once and then forget about them while still making money passively.

Some apps take a small percentage of your earnings to keep them running, while others offer “premium” subscriptions that provide a larger passive income stream.

Because there are so many apps accessible to download, having a handful that can earn you money is a no-brainer. Though they differ in a variety of ways, all passive income apps have the same purpose: to help you earn some additional cash.

Let’s have a look at some of the top smartphone apps for passive income this year.

If you’re a beginner really in search of how to make money, read this article: How to Make Money Online for Beginners [20 Tips that Works].

Are Apps Good for Passive Income?

Apps are one of the best passive income tools to generate money. While much may argue this, we consider apps very handy, as any passive income ideas can be done with your smartphones.

So, yes! Apps are very much good for passive income.

However, we can’t guarantee that these apps will provide you with enough revenue to allow you to quit your job. They are, however, a terrific opportunity to earn some extra cash, especially if you utilize many apps. Plus, if you invest your earnings effectively, they can grow.

Once you’ve had a taste of passive income, they might incline you to pursue additional profitable passive income sources.

Simply set up a few apps, sit back, and wait for them to make money for you.

Is it Safe to Use Passive Income Apps?

In reality, it’s always safe to use most passive income apps. Because they often serve as an active income for most students and individuals who put more interest in them.

There are many elements and considerations to consider before answering this question. One recurring thread among these apps is whether they take the required steps and procedures to secure users’ data, privacy, and money from fraud.

There are a lot of ways for apps to make money passively, which is why you should be picky about which ones you use. Before you sign up for an account, think about these things.

Check the Better Business Bureau, Google Play Store, and App Store reviews and ratings of these passive income opportunities before evaluating them. Some of this passive income may advertise benefits that many other users have not discovered to be true.

So, find out if these apps for passive income deliver on their claims by asking others. Use these evaluations to help you decide which projects to undertake and avoid disappointments down the road.

However, we have a good list of passive income apps duly checked to spare you time and effort from hunting for these changes on your own.

Read also: How to Make Money Reading Books Online and Offline in 2022

How Does Passive Income Apps Work?

Most passive income apps work for you using a variety of technologies, including Robo-investors and algorithms, allowing you to focus on other things while earning passive income.

Some apps will take a part in the revenue you make for them. Others may provide a premium account with the opportunity to earn even more money. This will vary depending on the app.

List of the Best Passive Income Apps to Make Money Online

Nothing sounds more interesting when you’ve lots of passive income apps to choose from.

From the list we have below, we separated all passive income apps based on people’s preferences from our research. They include;

  • Online Survey Apps
  • Cash Backs Apps
  • Saving Passive Income Apps
  • Investing Apps
  • Data Collection Apps
  • Passive Income through Blogging/Writing Apps
  • Smartphone Apps That Pay

These apps pay you to survey, buy, invest, browse the internet, provide feedback, use your phone, play games, watch videos, pay bills, rent out your goods, and more.

Begin with a few and work your way down until you’ve found the ones that fit your criteria.

Online Survey Apps

Online survey apps are among the top market research apps that always reward you for sharing your thoughts and completing simple tasks.

They are more aptly referred to as semi-passive ways to make money online because they take some effort.

You can read this article: How To Make Money Online Without Paying Anything | 15 Legit Ways.

1. Swagbucks

Swagbucks is a survey site that does a lot more than that. You can earn money by watching commercials, shopping online, and playing games. It also has a well-deserved reputation as one of the greatest survey sites around.

When it comes to passive money, though, Swagbucks Local is the greatest option.

How Does It Work?

Swagbucks local lets you link a card and then earn SBs (Swagbucks’ currency) at participating local businesses.

Swagbucks Search is another passive income strategy you may use using the site.

Simply designate Swagbucks as your default search engine on your mobile and desktop browsers (which uses Yahoo search results), and you’ll be rewarded every time you search the web.

It’s a fun method to earn more money if you have spare time during the day.

A $10 welcome incentive is given to new users.

Try Swagbucks and get a $5 bonus.

2. InboxDollars

The InboxDollars app, like Swagbucks, offers a variety of methods to earn money, including playing games, buying online, taking surveys, and reading emails.

After you sign up, you’ll receive notifications inviting you to take part in various online chores for real money.

The site has paid out more than $60 million to its customers, and you may pay out via PayPal whenever your account balance hits $30. They also give a $5 incentive to new members.

Join InboxDollars and get a $5 bonus when you sign up.

3. Survey Junkie

Survey Junkie has over 10 million members and constantly has paid surveys accessible for those looking to supplement their income.

Brands and merchants use a market research panel such as Survey Junkie to engage with their customers, learn what they think, and reward them for giving their opinions.

Your winnings can be simply redeemed through PayPal, direct bank transfer, or gift cards (Amazon, Target, iTunes, and others).

Become a Survey Junkie Member

Cash Backs Apps

These apps merely compensate you for doing what you already do, such as shopping online or in stores.

4. Rakuten

Rakuten is the most popular app and rewards site for earning cash back on online and in-store purchases. So, if you’re seeking genuine money-making software, this is one of them.

More than 2,500 participating shops are listed on the app, and you can get cash back when you shop at their store via the Rakuten platform.

How Rakuten Works

To claim your rewards, you do not need to upload a receipt. Cash back is recorded and credited to your accounts automatically, allowing you to make money without hassle (up to 40 percent cash back). With PayPal or a check, you can easily payout.

When you sign up for Rakuten through this link, you can get a $30 bonus after making your first $30 purchase.

Join Rakuten and get a $30 bonus when you sign up.

5. Drop

Drop is free software that gives you cash back when you shop at your favorite business.

You get points when you spend at any of the many taking part merchants when you download the app and link your credit or debit card.

How it Works

They can redeem these points for a variety of popular gift cards, including Amazon, Target, and UberEats. Drop also compensates you with $5 for each person you suggest… a maximum of $50.

Drop is available for free with a $5 bonus.

6. Sweatcoin

It’s fascinating to learn that they can compensate you for exercising. Sweatcoin is a cryptocurrency that rewards you for walking both inside and outside.

This software rewards you with sweatcoins, which you can exchange for a variety of items such as athletic apparel, iPhones, shoes, watches, and even PayPal cash.

On the App Store and Google Play Store, the Sweatcoin app has hundreds of thousands of good reviews.

Register for Sweatcoin.

7. Ibotta

Want to make money while doing your grocery shopping? You can get started with the Ibotta app.

When you shop in-store or online at over a thousand retail businesses, Ibotta gives you actual cash back. They have paid over $680 million in free money to users as of this writing.

Sign up for Ibotta here, and then shop on the app before going to the store.

The App Store and Google Play Store both include the Ibotta app.

Saving Passive Income Apps

8. Capital One Shopping

Price protection is one of Capital One Shopping’s numerous money-saving features.

If the price of an item you bought reduces, certain sellers will give you a refund; Capital One Shopping can automatically monitor for these price changes and seek a refund on your behalf.

You must grant the service access to your email account in order to use this function. When you do, it will search your inbox for online purchase receipts and shipment confirmations regularly, and they will credit any refunds it receives to your original payment method.

You don’t have to be a Capital One customer to take advantage of this free service, which also includes a slew of other money-saving features (like points for shopping at select retailers).

Click here to sign up for Capital One Shopping.

9. Digit

Digit is a micro-savings app that teaches people how to save money. It analyzes your spending habits and makes modest payments from your linked bank account to your Digit account.

This makes it easier to save for a specific financial aim, such as a down payment on a home, an emergency fund, or debt repayment.

This is a passive technique to save money because it requires no additional effort on your part.

Click here to sign in to Digit for additional information.

Investing Apps

Investing in a high-return portfolio is a tried-and-true method of accumulating wealth over time.

These micro-investing apps are fantastic for putting aside any amount of money and watching it increase without effort.

10. Acorns

Acorns is a micro-investing program that uses low-cost Exchange-Traded Funds to invest your spare change (ETFs).

The app creates your portfolio based on your investment goals and risk tolerance, and it all happens automatically.

To get started, there is no account minimum. Acorns also offer a savings account and possibilities to earn cash back at over 350 prominent businesses, in addition to investing your money.

Acorns have a membership of over 4 million people.

Sign in to Acorns

11. Stash

Another Fintech startup that makes it simple to invest small sums is Stash Invest.

The organization has approximately 4 million members and manages over $1.8 billion in assets.

Stash also offers a debit bank account in addition to investing.

Sign in to Stash to begin investing.

12. Trim Financial Manager

This free tool examines your spending habits and suggests methods to save money.

It renegotiates your utility bills for the cheapest available rates, assists you in avoiding bank fees, and cancels any unneeded subscriptions.

Trim also offers high-interest savings account with a potential return of up to 4%.

Trim Financial Manager is a good option.

Sign up to Trim Financial Manager here

Data Collection Apps

These apps are as unobtrusive as they come. Get paid by just downloading them on your phone, tablet, or computer.

Using these apps on numerous devices on a yearly basis might easily net you a few hundred dollars.

13. Nielsen Computer and Mobile Panel

Nielsen, a world-renowned market research firm, runs the Nielsen mobile and computer panel app.

It tracks your internet usage and rewards you for it once you join up and download the software to your phone or PC.

Users can earn up to $50 per year if they install the app on three devices (phone, tablet, and computer).

You’ll also get automatic entries into monthly sweepstakes with a chance to win up to $1,000.

It’s worth noting that Nielsen Computer and Mobile is only available in the US.

Participate in the Nielsen Computer and Mobile Panel.

14. MobileXpression

Mobliexpression is a market research tool that captures browsing information.

Joining the panel is free, and after a week of using the app, you’ll receive a $5 Amazon gift card.

After the first seven days, if you keep the app loaded, you’ll continue to earn more credits that you can exchange for more gift cards.

You can also use your tablet to install the MobileXpression app.

15. SavvyConnect

Another data collection tool, SavvyConnect, examines individuals’ borrowing behaviors to detect trends in online shopping, entertainment, internet browsing, and other areas.

The app is available for iPhones and Android phones and is free.

You earn $5 per month or $60 per year if you keep the app loaded. They also compensate you for referring pals.

You can easily cash out your gains for as little as $1.

Sign up to SavvyConnect here.

Passive Income through Blogging/Writing Apps

16. Upwork

Upwork is a freelancing website with over 12 million freelancers, 5 million clients, and 3 million freelance job listings every year.

While the marketplace has a wide range of freelance work, there are many freelance writing tasks available, including everything from blogging to resume writing, website copywriting, and technical documentation.

If you’re just starting out as a freelance writer, you’ll have a steeper learning curve to build a portfolio and establish a reputation on the site.

However, the site’s job availability means that if you’re prepared to put in the effort to make proposals, you’ll always be able to get work.

17. WritersGig.com

WritersGig is a freelance online marketplace that connects buyers and writers as businesses to collaborate effectively.

It is yet another legitimate money-making platform for folks who want to make money by writing.

How does it Work?

Writers Gig operates in a very simple and convenient manner.

To begin, either as a buyer or a writer, you must first register an account. If you’re a writer, you’ll need to establish a gig after you’ve created an account. Your job brings you to the area where your writing abilities and qualifications are needed.

When a buyer makes an offer, the writer can apply by sending a proposal, which, if approved, receives the offer’s handle.

Sign up on WritersGig now

18. Freelancer.com

Freelancer.com, like Upwork and WritersGig, is an online job marketplace.

Thousands of jobs (including online writing jobs) are available at any given time, both by the hour and by the fixed project rate.

Clients publish their job needs on Freelancer, freelancers create the needed material, and the client chooses and pays for their favorite (s).

How Does It Work?

Create a profile, apply for jobs, be hired and paid through their platform, and then rinse and repeat.

The drawbacks are the fees: beyond your initial eight bids per month, you’ll have to pay to apply for jobs.

You’ll also have to pay 10% of all hours and project fees that you bill through them.

Leasing/Renting Passive Income Apps

These apps will pay you to walk, rent out your belongings, or simply reward you for going for a walk.

19. TopCashback

TopCashback, dubbed the “USA’s most generous cash back rebates site,” is a must-have for anyone looking to make passive income with no effort.

Recently, TopCashback has partnered with over 4,400 retailers, allowing you to earn cash back when you shop at these locations.

It’s awesome that the rewards system is automated and that you don’t have to upload your receipt.

You may easily cash out using PayPal, direct bank transfer, or gift card redemption.

20. Turo

The Turo app can help you make money if you have a car that sits idle in your driveway or garage.

Simply create a free account and list your vehicle. You choose your own timetable and prices, and when someone leases your car, you can earn up to 90% of the rental charge.

Turo is based in the United States and Canada. They offer full liability insurance, damage protection, and roadside help 24 hours a day, seven days a week.

With this app, you may easily make $500 each month.

21. Airbnb

Last but not least, this software pays you to rent out spare rooms in your house.

List empty rooms on Airbnb, and they’ll take care of the rest.

Payments are paid through PayPal, and you choose whether to host a visitor.


What is a Passive Income App?

Passive income apps are programs that you may install on your phone or computer to help you generate money without exerting too much effort.

Are Apps Good for Passive Income?

Apps are one of the best passive income tools to generate money. While many may argue this, we consider apps very handy, as any passive income ideas can be done with your smartphones.

Is it Safe to Use Passive Income Apps?

It’s always safe to use most passive income apps. Because they often serve as an active income for most students and individuals who put more interest in them.

How Does Passive Income Apps Work?

Most passive income apps work for you using a variety of technologies, including Robo-investors and algorithms, allowing you to focus on other things while earning passive income.


There are terrific opportunities to earn some extra cash, especially if you utilize passive income apps.

However, these apps may not provide you with enough revenue to allow you to quit your job.

But, if you invest your earnings effectively, they can grow.

Hence, from our list of the best passive income apps, once you’ve had a taste of them, they might more incline you to pursue additional profitable passive income sources.

To begin, simply set up a few apps from here, sit back, and wait for them to start making money for you.



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