Sunset Finance Credit Score Requirement, Locations, and Contact


Ever been trapped within the walls of lack of funds? We all have been there; seeking a way out led us to this part. Hence, our discovery of sunset finance.

They are actually a financial institution that can help you in terms of need by providing you with credit/ loan facilities. However, you will have to play to their terms and conditions by convincing them that you are eligible.

Already looking out for where to locate and contact them? Well, they are closest to you, and to find out, you will have to read on.

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About Sunset Finance

Sunset Finance is a reliable business funding partner that offers competitive funding for all sorts of enterprises and businesses.

They specialize in tax preparation and provide modest personal loans with set monthly payments based on the customers’ financial situation.

They also assist customers with unforeseen crises such as vehicle repair, electricity bills, doctor bills, and so on.

Consumers in need of cash for vacations, holidays, unanticipated expenses, and back-to-school expenses can receive funds from this financial institution.

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Are There Sunset Finance Credit Score Requirements?

Of course, there are requirements for a sunset finance credit score. Before you apply for credit at this firm, you must keep some documents handy.

This will ensure that you aren’t denied credit during the loan application process. Now, let’s look at some of their credit score requirements:

Loan application

One of the things you do before receiving credit from this financial institution is to first fill out a loan application form. Here, this is entirely online, so you do not have to worry about the stress that comes with doing this physically.

This initial application is often straightforward. You will have to fill in your personal information, such as your name, address, phone number, date of birth, desired loan amount, loan purpose, and Social Security number.

Also, this enterprise may need you to provide extra financial information, such as your gross monthly income or monthly rent or mortgage payment. Make sure you answer each question correctly.

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Credit Score and History

Sunset Finance regards an applicant’s credit score as one of the essential factors when analyzing a loan application.

Credit scores ranging from 300 to 850 are determined by characteristics such as payment history, outstanding debt, and duration of credit history.

Although most lenders would lend to you even if you have no credit history, this institution requires a minimum credit score of roughly 600 to qualify.

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Proof of Identity

Apart from obvious factors such as identity theft, this financial institution will verify your identification to ascertain if you are a US citizen or permanent resident over the age of 18.

They may also want to verify that you have a current and operational bank account. You will usually be required to produce two kinds of identification, such as:

  • Certificate of citizenship
  • Birth certificate
  • Driver’s license
  • Social Security card
  • Passport
  • State-issued ID
  • Military ID

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As an applicant of sunset finance, you must meet income standards. This is to guarantee that you can repay a fresh loan.

How, then, does this enterprise get this? They ascertain this by requesting your recent tax returns, monthly bank statements, pay stubs, and signed letters.

However, if you are a self-employed candidate, you can provide tax returns or bank deposits.


If you are applying for a secured personal loan, you will be asked to pledge valuable assets, often known as collateral. In the case of house or auto loans, the collateral is usually tied to the loan’s underlying purpose.

Secured personal loans, on the other hand, can be collateralized by other valuable assets such as cash accounts, investment accounts, real estate, and collectibles such as coins or precious metals.

Meanwhile, if you fall behind on your payments or fail on your loan, they will seize the collateral in order to recover the outstanding loan sum.

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What Does Sunset Finance Thomson, Ga Offer?

Sunset Finance of Thomson, Ga, offers tax preparation services as well as advance loan options on IRS-accepted forms.

They provide installment loans with refinancing alternatives as well as credit builder loans to assist consumers in creating or restoring their credit.

Interestingly, they pay $25 for every new loan or tax client referred by a customer. However, you have to bear in mind that new loans must be issued, and tax consumers must file their returns with this institution.

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Sunset Finance Location and Contact

To find the closest sunset finance nearest to you, you will have to fill in your details here, and you will be provided with their closest address and contact.

However, for a clearer view, we have provided you with some of their location, address, and contact below:

Sunset finance of Aiken1608 Richland Ave Suite 240 Aiken, SC 29801  (803) 641-0419
Flight Finance of Anderson  1313 Pearman Dairy Rd.   Anderson, SC 29625  (864) 622-7684
Sunset Finance of Anderson  1504 North Main St,   Anderson, SC 29621  (864) 932-3669
Sunset Finance of Athens  2205-A Lexington Rd,   Athens, GA 30605  (706) 546-5953
Flight Finance of Athens  3701 Atlanta Hwy   Unit 2   Athens, GA 30606  (706) 354-8854
Flight Finance of Augusta  3639 A Walton Way EXT,   Augusta, GA 30909  (706) 733-7220
Sunset Finance of Brunswick  3362 Cypress Mill Rd   Unit D   Brunswick, GA 31520  (912) 265-1336
Sunset Finance of Carrollton  726 Bankhead Hwy,   Carrollton, GA 30117  (770) 214-9013  
Sunset Finance of Chatsworth  1415 Hwy 76   Suite 1   Chatsworth, GA 30705  (706) 517-5626  
Sunset Finance of Columbus  3604 Macon Rd.   Suite 3   Columbus, GA 31907  (706) 561-6904  
Sunset finance location and contact

Frequently Asked Questions About Sunset Finance

Can I pay online?

Sunset Finance does not presently provide an online payment option. They offer debit card payments over the phone, although there is a convenience fee for this option at their Georgia branches.

To add, In-person debit card payments do not incur a convenience charge. They take cash, cheques, and money orders, as well as all other forms of traditional payment.

Can I get a loan with a poor or bad credit?

Having bad credit does not exclude you from obtaining a loan. When making a loan decision, sunset finance evaluates various variables, and your credit history is simply one of them.

They recognize that life may be unpredictable. In fact, because they report to major credit agencies, you may be able to enhance your credit score by making on-time payments if they offer a loan.

How much will my payment be?

Payments will vary depending on the loan size and conditions. Please contact your local branch.

How much can I borrow

Determining your budget and what you can afford is an important part of the decision-making process.

Sunset finance loan amounts vary by state but often range from $100 to $3000.

Can I use a title as collateral

Yes, sunset finance issues personal loans in which they register a lien on a title to strengthen the loan.

But they do not offer loans exclusively based on the worth of a car. More collateral is necessary.

How much does sunset finance charge to prepare and file tax return

Sunset Finance provides a wide choice of tax products, and the charge might vary depending on your specific needs. That is why they provide all potential tax consumers with a free, no-obligation quotation.

They also provide Tax Advance loans to qualified consumers, allowing you to get your money once the IRS has accepted your tax return.


Sunset finance is truly a great place to grab that quick credit once you’ve run short of funds. All you need to do is to ensure that you’re eligible for a loan.

Meanwhile, if you have any suggestions, you can do well to drop them in the comment section below.



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